An insurance agent either advertises sells or negotiates a policy with an insurance company. He is the one who helps the client pick the right policy. A good agent also handles the client’s policy claims and acts on the policyholder’s behalf. An agent can help you understand the terms of your insurance contract and make sure that you are covered under the terms of the contract. A good agent can tell you whether the insurance company will reimburse you in case of an accident or an illness. A good agent can also explain the policy to you. If you want to get the most out of your insurance, it would be wise to go to an agent who has the right qualifications and experience in the field.The first step in finding the right agent is to find a few companies and agents in your area. You can contact local insurance brokers, as they can give you a list of agents that deal with insurance related issues. If you have enough spare time, you can ask some of your friends and relatives for recommendations. You can also try searching online or through consumer reviews. Remember that not all insurance agents are created equal. There are some agents that deal with policies related to your car insurance only, while there are some that deal with a wide variety of insurance-related issues.Once you have gathered several insurance agents or companies, make sure that they meet your specific requirements. Some agents work by the hour, while others work on a commission basis. Some even work independently and may even work from home. You can either visit each agent personally, or talk to their representatives for free.